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Bank of India
Personal Loan

Been thinking lot about financial problem? BOI sorts out your worries..


Relationship
beyond banking!

Bank of India Personal Loan Features

Bank of India personal Loan are much suitable for wide range of customers..

Features
Salaried (Working professionals)
Business (Self-employed & Entrepreneurship)

Interest Rates

Note: Bank of India offers competitive interest rates on personal loans.

11.60% - 14.50%

(per annum)

13.00% - 14.50%

(per annum)

Loan Amount (max)

Maximum loan amount disbursed on Bank of India Personal Loan

upto 10 Lakhs
upto 10 Lakhs

Processing Fee

Time taken to process and disburse the loan amount

2%

within 3 Working Days

2%

within 3 Working Days

Repayment Months

Flexible repayment months depending on the customer's convenience

upto 5 years
upto 5 years

Amount Disbursal to Bank Account

Quick disbursal of amount directly to customer's bank account

Yes
Yes
Bank of India had made the loan approval, amount disbursal and the repayment process so much simpler and reduced the hustles with the documentation.Check out other Personal Loan Offers....

Bank of India Personal Loan Benefits & Highlights

Bank of India Persoal Loan will solve your financial quickly and effectively, Here are the other benefits,

Guarantor Required

Pensioners also entertained

Applications are with branches

Processing fees just once

Customer with 10k salary welcomed

Quick customer support

Check your eligibility for this loan...

Spare few seconds to fill your details. We'll check your eligibility instantly...

Your gender?

Your present city/town?

Chennai

Bangalore

Hyderabad

Mumbai

Othercity

Company/Business Name?

  • Salaried
  • Self-employed
  • If your company is not on the list, please provide the full name of the company.

    Your monthly income? (After the deductions...)

    Help us check your eligibility precisely, please exclude incentives, bonus and other extra income from this value. Banks tends not to consider these additional income...
    Continue

    About your residence?

    • My Own House
    • Rented
    • Private Bachelor Room
    • Hostel
    • Parent's House
    • Friend's / Relative's House
    • Paying Guest
    • Office Quarters
    Continue

    Excisting loan EMI (if any)

    Kindly mention your current monthly EMIs on loans...
    This may be your previous loan or monthly liablities...

    We've calculated your eligibility...

    Calculate your EMI for Bank Of India Personal Loan!

    Specify your loan details to calculate your EMI and total interest and principal payable...,

    Your Personal Loan Details

    Use the slider to alter your Personal Loan details.

    • Loan Amount :
    • Tenure :
    • (No of Years)

    Interest Rate in % :

    Processing Fee : (% of loan amount)

    Your Monthly Personal Loan EMI: 4,402

    Monthly amount paid to your Personal Loan provider

    Break-up of all total amount payable

    • Loan Amount
    • 50,000
    • Total Interest Due
    • 2,819
    • Processing Fee
    • 1,000
    • Total Amount Payable
    • 53,819

    Your loan details as specified by you

    • Loan Amount
    • 50,000
    • Tenure
    • (No of Years)
    • 0.6
    • Interest Rate
    • 10.25%
    • Processing Fee
    • 2%

    Your Amortization Details (Yearly/Monthly)

    Your debt repayment schedule in regular instalments over a period of time.

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    To fasten the process of loan and credit card approvals.

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