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Personal Loan

Check the exclusive benefits and features of HDFC Personal Loan. Apply & get approval online!

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Features of HDFC Bank Personal Loan!

Quick disbursal of loan amount and easy approval process remain as top features of HDFC Personal loan. Other features include,

Salaried (Working professionals)
Business (Self-employed & Entrepreneurship)

Interest Rates

Note: HDFC Bank offers competitive interest rates on personal loans.


(per annum)


(per annum)

Loan Amount (max)

Maximum loan amount disbursed on HDFC Bank Personal Loan

25 Lakhs
30 Lakhs

Processing Fee

Time taken to process and disburse the loan amount


24 Hours


1 to 2 Days

Repayment Months

Flexible repayment months depending on the customer's convenience

12 - 60 months
12 - 60 months

Amount Disbursal to Bank Account

Quick disbursal of amount directly to customer's bank account

HDFC Bank had made the approval processes of personal loans much simpler and faster by minifying the required documents . Check out other Personal Loan Offers.....

Check your eligibility for this loan...

Spare few seconds to fill your details. We'll check your eligibility instantly...

Your gender?

Your present city/town?






Company/Business Name?

  • Salaried
  • Self-employed
  • If your company is not on the list, please provide the full name of the company.

    Your monthly income? (After the deductions...)

    Help us check your eligibility precisely, please exclude incentives, bonus and other extra income from this value. Banks tends not to consider these additional income...

    About your residence?

    • My Own House
    • Rented
    • Private Bachelor Room
    • Hostel
    • Parent's House
    • Friend's / Relative's House
    • Paying Guest
    • Office Quarters

    Existing loan EMI (if any)

    Kindly mention your current monthly EMIs on loans...
    This may be your previous loan or monthly liablities...

    We've calculated your eligibility...

    Calculate your EMI for HDFC Bank Personal Loan!

    Specify your loan details to calculate your EMI and total interest and principal payable...,

    Your Personal Loan Details

    Use the slider to alter your Personal Loan details.

    • Loan Amount :
    • Tenure :
    • (No of Years)

    Interest Rate in % :

    Processing Fee : (% of loan amount)

    Your Monthly Personal Loan EMI: 4,402

    Monthly amount paid to your Personal Loan provider

    Break-up of all total amount payable

    • Loan Amount
    • 50,000
    • Total Interest Due
    • 2,819
    • Processing Fee
    • 1,000
    • Total Amount Payable
    • 53,819

    Your loan details as specified by you

    • Loan Amount
    • 50,000
    • Tenure
    • (No of Years)
    • 0.6
    • Interest Rate
    • 10.25%
    • Processing Fee
    • 2%

    Your Amortization Details (Yearly/Monthly)

    Your debt repayment schedule in regular instalments over a period of time.

    HDFC Bank Personal Loan Benefits & Highlights

    HDFC Bank Personal Loans will solve your financial quickly and effectively, Here are the other benefits,

    No Guarantor Required!

    Easy ECS repayment

    Special Offers for women!

    Protected by Insurance

    Best for Doctors and Professionals

    Special offers for HDFC Account Hold

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    We partner with reputed Banks & NBFCs

    To fasten the process of loan and credit card approvals.

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