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Personal Loan

Browse the features and offers on ICICI Bank Personal loan and complete the loan process in few minutes...

Your Loan Hustles are
now just a history!

Features of ICICI Bank Personal Loan!

ICICI Bank Personal Loan comes with less paper work for loan disbursal and attractive interest rates,

Salaried (Working professionals)
Business (Self-employed & Entrepreneurship)

Interest Rates

Note:ICICI Bank offers competitive interest rates on personal loans.

10.99% - 22%*

(per annum)

11.49% - 18.49%*

(per annum)

Loan Amount (max)

Maximum loan amount disbursed on ICICI Bank Personal Loan

20 Lakhs
30 Lakhs

Processing Fee

Time taken to process and disburse the loan amount

Same day

within 3 Working Days

Same day

within 3 Working Days

Repayment Months

Flexible repayment months depending on the customer's convenience

12 - 60 months
12 - 60 months

Amount Disbursal to Bank Account

Quick disbursal of amount directly to customer's bank account

ICICI Bank had made the loan approval, amount disbursal and the repayment process so much simpler and reduced the hustles with the documentation . Check out other Personal Loan Offers....

ICICI Bank Personal Loan Benefits & Highlights

ICICI Bank Personal Loans will solve your financial quickly and effectively, Here are the other benefits,

No Guarantor Required!

Easy ECS repayment

Preclosure in 6 months*

Fixed Interest Rates

Upto 40 Lakhs for Doctors

Special offers for ICICI Account Hold

Check your eligibility for this loan...

Spare few seconds to fill your details. We'll check your eligibility instantly...

Your gender?

Your present city/town?






Company/Business Name?

  • Salaried
  • Self-employed
  • If your company is not on the list, please provide the full name of the company.

    Your monthly income? (After the deductions...)

    Help us check your eligibility precisely, please exclude incentives, bonus and other extra income from this value. Banks tends not to consider these additional income...

    About your residence?

    • My Own House
    • Rented
    • Private Bachelor Room
    • Hostel
    • Parent's House
    • Friend's / Relative's House
    • Paying Guest
    • Office Quarters

    Excisting loan EMI (if any)

    Kindly mention your current monthly EMIs on loans...
    This may be your previous loan or monthly liablities...

    We've calculated your eligibility...

    Calculate your EMI for ICICI Bank Personal Loan!

    Specify your loan details to calculate your EMI and total interest and principal payable...,

    Your Personal Loan Details

    Use the slider to alter your Personal Loan details.

    • Loan Amount :
    • Tenure :
    • (No of Years)

    Interest Rate in % :

    Processing Fee : (% of loan amount)

    Your Monthly Personal Loan EMI: 4,402

    Monthly amount paid to your Personal Loan provider

    Break-up of all total amount payable

    • Loan Amount
    • 50,000
    • Total Interest Due
    • 2,819
    • Processing Fee
    • 1,000
    • Total Amount Payable
    • 53,819

    Your loan details as specified by you

    • Loan Amount
    • 50,000
    • Tenure
    • (No of Years)
    • 0.6
    • Interest Rate
    • 10.25%
    • Processing Fee
    • 2%

    Your Amortization Details (Yearly/Monthly)

    Your debt repayment schedule in regular instalments over a period of time.

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    To fasten the process of loan and credit card approvals.

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