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LIC Home Loan

We help you in taking that one step closer towards your dream with our customer friendly Home Loan products

Already Applied? Track Your Application Status

Where Dreams come HOME

Features of LIC Home Loan!

Quick disbursal of loan amount and easy approval process remain as top features of LIC Home Loann. Other features include,

Residential For Individual House
Commercial For Commercial Building

Interest Rates

Note: LIC HFL offers competitive interest rates on home loans.

6.9% to 8.05%*

(per annum)

6.9% to 8.05%*

(per annum)

Loan Amount (max)

Maximum loan amount disbursed on LIC Home Loan

Up to 15 Crores*
Up to 15 Crores*

Processing Fee

Time taken to process and disburse the loan amount

0.5% to 1%*

(1 to 7 Working days*)

0.5% to 1%*

(1 to 7 Working days*)

Repayment Tenure

Flexible repayment tenure depending on the customer's convenience

5 Years to 30 Years*
5 Years to 30 Years*

Amount Disbursal to Bank Account

Quick disbursal of amount directly to customer's bank account

LIC HFL had made the approval process of personal loans much simpler and faster by minifying the required documents . Check out other Personal Loan Offers.....

Check your eligibility for this loan...

Spare few seconds to fill your details. We'll check your eligibility instantly...

Your gender?

Your present city/town?






Company/Business Name?

  • Salaried
  • Self-employed
  • If your company is not on the list, please provide the full name of the company.

    Your monthly income? (After the deductions...)

    Help us check your eligibility precisely, please exclude incentives, bonus and other extra income from this value. Banks tends not to consider these additional income...

    About your residence?

    • My Own House
    • Rented
    • Private Bachelor Room
    • Hostel
    • Parent's House
    • Friend's / Relative's House
    • Paying Guest
    • Office Quarters

    Existing loan EMI (if any)

    Kindly mention your current monthly EMIs on loans...
    This may be your previous loan or monthly liablities...

    We've calculated your eligibility...

    Calculate your EMI for HDFC Bank Personal Loan!

    Specify your loan details to calculate your EMI and total interest and principal payable...,

    Your Personal Loan Details

    Use the slider to alter your Personal Loan details.

    • Loan Amount :
    • Tenure :
    • (No of Years)

    Interest Rate in % :

    Processing Fee : (% of loan amount)

    Your Monthly Personal Loan EMI: 4,402

    Monthly amount paid to your Personal Loan provider

    Break-up of all total amount payable

    • Loan Amount
    • 50,000
    • Total Interest Due
    • 2,819
    • Processing Fee
    • 1,000
    • Total Amount Payable
    • 53,819

    Your loan details as specified by you

    • Loan Amount
    • 50,000
    • Tenure
    • (No of Years)
    • 0.6
    • Interest Rate
    • 10.25%
    • Processing Fee
    • 2%

    Your Amortization Details (Yearly/Monthly)

    Your debt repayment schedule in regular instalments over a period of time.

    LIC Home Loan Benefits & Highlights

    LIC HFL will help you solve your financial needs quickly and effectively, Here are the other benefits,

    Online Sanction

    Attractive Interest Rate

    Minimal Documentation

    No Pre-Payment Penalty

    Flexible Tenure

    Easy EMIs


    In Loan and Finance Consulting


    Since the inception, our primary goal is to redefine the loan and financial experience of customers with the banks. Serving the exact financial needs!

    On-Field to Technology

    Started with dedicated team of loan consultants to provide doorstep assistance to our customers, we widened our strengths with the help of technology.

    Flexible Assistance

    Our loan and financial assistance is extremely flexible to match the timely satisfaction of our customers.

    Customer Support

    Consistent customer support and quality of service are the two main factors which helped us to survive the competition and beat the odds.

    We partner with reputed institutions

    To fasten the process of loans and credit cards approval.

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