Personal Loans-Featured Image

Ratnakar Bank
Personal Loan

Uplift your bank account with Ratnakar bank personal loan!

Apno ka bank

Features of Ratnakar Bank Personal Loan!

Fulfill all your dreams with Ratnakar Bank Personal Loan. Check out our loan offers..

Salaried (Working professional)
Business (Self-employed & Entrepreneurship)

Interest Rates

Note:Ratnakar Bank offers competitive interest rates on personal loans.

19% - 20%

(per annum)

19% - 20%

(per annum)

Loan Amount (max)

Maximum loan amount disbursed on Ratnakar Bank Personal Loan

20 Lakhs
20 Lakhs

Processing Fee

Time taken to process and disburse the loan amount

Upto 2.5%

within 3 Working Days

Upto 2.5%

within 3 Working Days

Repayment Months

Flexible repayment months depending on the customer's convenience

Upto 5 years
Upto 5 years

Amount Disbursal to Bank Account

Quick disbursal of amount directly to customer's bank account

Ratnakar Bank had made the loan approval, amount disbursal and the repayment process so much simpler and reduced the hustles with the documentation. Check out other Personal Loan Offers....

Ratnakar Bank Personal Loan Benefits & Highlights

Ratnakar Bank Personal Loans will solve your financial quickly and effectively, Here are the other benefits,

Attractive interest rate

Simple documentations

Quick processing

Low processing fee

Customer friendly service

CIBIL score checked

Check your eligibility for this loan...

Spare few seconds to fill your details. We'll check your eligibility instantly...

Your gender?

Your present city/town?






Company/Business Name?

  • Salaried
  • Self-employed
  • If your company is not on the list, please provide the full name of the company.

    Your monthly income? (After the deductions...)

    Help us check your eligibility precisely, please exclude incentives, bonus and other extra income from this value. Banks tends not to consider these additional income...

    About your residence?

    • My Own House
    • Rented
    • Private Bachelor Room
    • Hostel
    • Parent's House
    • Friend's / Relative's House
    • Paying Guest
    • Office Quarters

    Excisting loan EMI (if any)

    Kindly mention your current monthly EMIs on loans...
    This may be your previous loan or monthly liablities...

    We've calculated your eligibility...

    Calculate your EMI for RBL Personal Loan!

    Specify your loan details to calculate your EMI and total interest and principal payable...,

    Your Personal Loan Details

    Use the slider to alter your Personal Loan details.

    • Loan Amount :
    • Tenure :
    • (No of Years)

    Interest Rate in % :

    Processing Fee : (% of loan amount)

    Your Monthly Personal Loan EMI: 4,402

    Monthly amount paid to your Personal Loan provider

    Break-up of all total amount payable

    • Loan Amount
    • 50,000
    • Total Interest Due
    • 2,819
    • Processing Fee
    • 1,000
    • Total Amount Payable
    • 53,819

    Your loan details as specified by you

    • Loan Amount
    • 50,000
    • Tenure
    • (No of Years)
    • 0.6
    • Interest Rate
    • 10.25%
    • Processing Fee
    • 2%

    Your Amortization Details (Yearly/Monthly)

    Your debt repayment schedule in regular instalments over a period of time.

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    We partner with reputed Banks & NBFCs

    To fasten the process of loan and credit card approvals.

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